BR · Hypothecation Removal

Remove Hypothecation from RC in Bihar

Full guide to clear the HPA endorsement from your Registration Certificate in Bihar — Form 35 process, fees, bank NOC template, and all 38 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://transport.bihar.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Bihar

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Bihar → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Bihar.

Documents Required in Bihar

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Bihar
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Bihar Handling Hypothecation Termination

Showing 16 of 38 RTO offices in Bihar. All offices process Form 35 for HPA removal.

BR-01

Patna

Patna, Bihar

BR-02

Gaya

Gaya, Bihar

BR-03

Arrah

Arrah, Bihar

BR-04

Chhapra

Chhapra, Bihar

BR-05

Motihari

Motihari, Bihar

BR-06

Muzaffarpur

Muzaffarpur, Bihar

BR-07

Darbhanga

Darbhanga, Bihar

BR-08

Munger

Munger, Bihar

BR-09

Begusarai

Begusarai, Bihar

BR-10

Bhagalpur

Bhagalpur, Bihar

BR-11

Purnia

Purnia, Bihar

BR-19

Saharsa

Saharsa, Bihar

BR-21

Bihar Sharif

Bihar Sharif, Bihar

BR-22

Bettiah

Bettiah, Bihar

BR-24

Dehri

Dehri, Bihar

BR-25

Jehanabad

Jehanabad, Bihar

View all 38 RTOs in Bihar →

⚠️ Penalties in Bihar for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Bihar.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Bihar

Where do I remove hypothecation from my RC in Bihar?

You can apply either at the RTO where your vehicle is registered in Bihar, or online on parivahan.gov.in / https://transport.bihar.gov.in. There are 38 RTO offices across Bihar that process hypothecation termination.

What is the fee to remove HPA from RC in Bihar?

The standard fee in Bihar is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Bihar?

Most Bihar RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Bihar to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Bihar?

Yes. Bihar is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Bihar → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Bihar state transport portal?

Bihar uses https://transport.bihar.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Bihar?

Bihar Transport Department helpline: 0612-2217070. You can also email or visit your registering RTO office for escalation.