CG · Hypothecation Removal

Remove Hypothecation from RC in Chhattisgarh

Full guide to clear the HPA endorsement from your Registration Certificate in Chhattisgarh — Form 35 process, fees, bank NOC template, and all 27 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://cgtransport.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Chhattisgarh

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Chhattisgarh → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Chhattisgarh.

Documents Required in Chhattisgarh

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Chhattisgarh
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Chhattisgarh Handling Hypothecation Termination

Showing 16 of 27 RTO offices in Chhattisgarh. All offices process Form 35 for HPA removal.

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Raipur

Raipur, Chhattisgarh

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Dhamtari

Dhamtari, Chhattisgarh

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Mahasamund

Mahasamund, Chhattisgarh

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Durg

Durg, Chhattisgarh

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Rajnandgaon

Rajnandgaon, Chhattisgarh

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Kawardha

Kawardha, Chhattisgarh

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Bilaspur

Bilaspur, Chhattisgarh

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Janjgir

Janjgir, Chhattisgarh

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Korba

Korba, Chhattisgarh

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Raigarh

Raigarh, Chhattisgarh

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Jashpur Nagar

Jashpur Nagar, Chhattisgarh

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Ambikapur

Ambikapur, Chhattisgarh

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Baikunthpur

Baikunthpur, Chhattisgarh

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Jagdalpur

Jagdalpur, Chhattisgarh

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Dantewada

Dantewada, Chhattisgarh

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Kanker

Kanker, Chhattisgarh

View all 27 RTOs in Chhattisgarh →

⚠️ Penalties in Chhattisgarh for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Chhattisgarh.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Chhattisgarh

Where do I remove hypothecation from my RC in Chhattisgarh?

You can apply either at the RTO where your vehicle is registered in Chhattisgarh, or online on parivahan.gov.in / https://cgtransport.gov.in. There are 27 RTO offices across Chhattisgarh that process hypothecation termination.

What is the fee to remove HPA from RC in Chhattisgarh?

The standard fee in Chhattisgarh is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Chhattisgarh?

Most Chhattisgarh RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Chhattisgarh to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Chhattisgarh?

Yes. Chhattisgarh is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Chhattisgarh → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Chhattisgarh state transport portal?

Chhattisgarh uses https://cgtransport.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Chhattisgarh?

Chhattisgarh Transport Department helpline: 0771-2511200. You can also email or visit your registering RTO office for escalation.